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Posted by / 20-Oct-2019 01:44

PLUS loans, originally called Parent Loans for Undergraduate Students, were created so parents could help fund their children’s educations.

There were 21 million students enrolled in colleges and universities in the fall of 2016 and eight million of them received federal loans from the William D. The students took in 6.3 billion in loans, or about ,040 per student. Ford Federal Direct Loan Program includes Direct Subsidized Loans, Direct Unsubsidized Loans, Direct PLUS Loans and Direct Consolidation Loans.Private student loans have some conditions and terms — very good credit or a co-signer needed – that make them difficult.The interest rates usually are higher than those on federal loans and there are some involved that aren’t part of federal loans.Those four loan programs account for 80% of the federal loans made for college students.For many people, a college education is impossible to obtain without borrowing money to pay for it.

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If your loan is subsidized, you won’t be responsible for making any payments until after you graduate.

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